Lyle Fisel Financial Services

<body bgcolor="#ffffff" text="#000000"> <table style="font-family:Arial, Helvetica, sans-serif;" border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"> <tr> <td align="left" valign="middle" colspan="3"> <span style="font: 10pt Arial, Helvetica, sans-serif;"> <b><i>Helping you see the forest through the trees</i></b> <br> <br>215 S. 2nd Street <br>Elkhart, IN 46516 <br>Phone: 574-294-2412 <br>FAX: 574-293-3552 <br> <table border="0" cellpadding="0" cellspacing="0"> <tr style="font:10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <td>Email:  </td><td> <a href="mailto:lfisel@jhnetwork.com"> lfisel@jhnetwork.com</a> <br> </td> </tr> </table> </span> </td> </tr> <tr> <td colspan="4" style="font: 10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <p><font size="5" face="Arial"><strong>About Us</strong></font></p> <p> <img style="width: 287px; height: 238px" border="0" alt="" width="590" height="443" src="https://www.pfyfn.com/files/11545/DSCF1803.JPG" /></p> <p> </p> <hr /> <p> <img style="width: 144px; height: 198px" alt="" width="250" height="333" src="/files/11545/DSCF1807%7E001%2EJPG" /></p> <p> <span class="style1"><strong><font size="4">Lyle Fisel</font></strong></span> was born and raised in South Bend, IN and continues to live in the community with his wife Linda. They have two grown children, Matt and Sara and a grandson, Charlie.</p> <p>Lyle graduated with a Bachelor's Degree from Ball State University and served in the United States Naval Reserve as a Naval Flight Officer.</p> <p>Lyle and Linda are Co-Founders of the Christian Youth Scholarship Program. Lyle is currently on the Board of Directors at Faith Mission in Elkhart and The Crossings Educational Center.</p> <p>Lyle has over 30 years of experience in the insurance industry offering personal and business insurance, as well as products and services for retirement planning.</p> <p>If you don't find Lyle helping others, he can usually be found either hunting or fishing. He is also an avid racquetball player. </p> <p> </p> <hr /> <p> <img alt="" width="150" height="200" src="/files/11545/DSCF1806%7E001%2EJPG" /></p> <p><span class="style1"><span class="style1"><strong><font size="4">Jim Burkert </font></strong></span>grew up in Greensburg, IN. Jim holds a Bachelor's Degree in Secondary Education from Ball State University and a Masters Degree in Education from Olivet Nazarene University.</span></p> <p><span class="style1">Jim has recently partnered with Lyle Fisel Financial Services after teaching and coaching in the Middlebury School System for the past 13 years.</span></p> <p><span class="style1">Jim and his wife, Katie, live in Elkhart with their three children, Thomas, Maggie and Adam.</span></p> <p><span class="style1">Jim loves spending time with his family and enjoys watching his children experience life. He also enjoys playing tennis, watching sports and staying up to date with current events. He is especially fond of Jimmy Buffett.</span></p> <p> </p> <hr /> <p> <img style="width: 132px; height: 165px" alt="" width="590" height="443" src="/files/11545/becky%2EJPG" /></p> <p> <span class="style1"><strong><font size="4">Becky Metcalf</font></strong></span> was born and raised in Berne, IN. She graduated from South Adams High School. She attended Huntington College and graduated from Goshen College with a Bachelor's Degree in Elementary Education.</p> <p>Becky has been the Office Manager with Lyle Fisel Financial Services for over 15 years.</p> <p>Becky and her husband, Brian live in Jimtown with their two sons, Braxton (who is a junior at Purdue) and Bronson (who is a freshman at Jimtown High School). She is a member of the Jamestown United Methodist Church and involved with Jamestown 4-H Club. When Becky is not working, she enjoys watching her sons' activities and spending time with her family and their cats and dog.</p> <p> </p> <hr /> <p> <img style="width: 129px; height: 169px" alt="" width="140" height="187" src="/files/11545/DSCF1808%7E001%2EJPG" /> </p> <p><span class="style1"><strong><font size="4">Jill Kelly </font></strong></span>started with Lyle Fisel Financial Services in May 2007. She was raised in Mishawaka and is a graduate of Penn High School. She also graduated from Ball State University with a Bachelor's Degree in Business Administration. </p> <p>Jill and her husband, Sam, live in Elkhart with their two girls, Allison and Madison. She also volunteers at her girls' school. In her free time, Jill enjoys spending time with her family, reading and scrapbooking.</p> <p> </p> <hr /> <p> <img style="width: 150px; height: 112px" alt="" width="135" height="101" src="/files/11545/DSCF1793%2EJPG" /> </p> <p><span style="font-size: medium"><b>Lucky </b><span style="font-size: x-small">is our office mascot and joined our team in August 2007. There is never a dull moment when Lucky is around.</span></span></p> </td> </tr> </table> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/J/TJHa_r4_c1.gif" width="192" height="43" border="0" alt="Calculators"></td><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/J/TJHa_r4_c4.gif" width="192" height="43" border="0" alt="Newsletters"></td></tr> <tr><td width="14" valign="top" background="/graphics/J/TJHa_r5_c1.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=704" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Personal Inflation Rate</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Is your personal inflation rate higher or lower than the CPI?</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=136" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Cost of Retirement</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Use this calculator to estimate how much income and savings you may need in retirement.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=137" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Impact of Inflation</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=124" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Life Expectancy</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Knowing your likely life expectancy is an important factor in making long-term financial plans.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Calculators>>></font></b></a> </p> </td><td width="14" valign="top" background="/graphics/J/TJHa_r5_c4.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=3292" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Retaining MVPs with Executive Bonus Life Insurance </font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> An economic recovery is likely to bring more job opportunities to top performers, but it could prove costly for businesses to replace productive employees who decide to leave. An executive bonus plan funded with cash-value life insurance can be used to reward and retain an organization's most valuable employees.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=3110" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Giving Strategies That Can Give Back </font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Americans gave more than $290 billion to charity in 2010, despite the slow economy. About 73% of charitable donations came directly from individuals. This article explains how a charitable remainder trust and a charitable lead trust could be used to provide more control over gifts while potentially benefiting the giver and his or her heirs. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=3001" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Using Living Benefits for Retirement Income </font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=3290" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">For Better, For Worse: Communicating About Retirement </font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> A recent study indicates that couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. This article offers suggestions to open a dialogue and encourages couples to discuss their retirement needs and desires with each other and with their financial advisor.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td></tr> </table> </td> <td width="225" valign="top"> <table border="0" cellpadding="0" cellspacing="0" width="225"> <tr> <td colspan="2" width="225" height="32" valign="bottom"> <img src="/graphics/J/TJHa_r1_c6.gif" width="225" height="32" border="0" alt="Market Watch"></td> </tr> <tr> <td width="14" background="/graphics/J/TJHa_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"> <div class="resourceElement"> <div class="closed" id="marketWatch"> <h2> <img src="/include/images/spacer.gif" class="toggleDiv"/> <a href="marketwatch.cfm">Market Watch</a> </h2> <div class="text"> <p> <a href="quotes.cfm">Detailed Quote</a> </p> <p> <a href="quotes.cfm?sub=lookup">Symbol Lookup</a> </p> <p> <a href="quotes.cfm?sub=multi">Multi Quote</a> </p> <p> <a href="markets.cfm">Markets at a Glance</a> </p> <p> <a href="charts.cfm">Charting</a> </p> <p> <a href="portfolio.cfm">Portfolio</a> </p> </div> </div> </div> <div class="resourceElement"> <div id="marketWatch2"> <p>May 26, 2012 @ 03:47 PM</p> <table cellspacing="0"> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$INDU" target="mondo"><strong>Dow Jones Industrials</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>12,454.83</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 74.92</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$TRAN" target="mondo"><strong>Dow Jones Transportation</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 5,079.84</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 28.56</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$UTIL" target="mondo"><strong>Dow Jones Utilities</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 467.35</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 0.44</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$COMPQ" target="mondo"><strong>Nasdaq Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 2,837.53</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 1.85</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$NDX" target="mondo"><strong>Nasdaq 100</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 2,527.05</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 4.30</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$SPX" target="mondo"><strong>S&P 500</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 1,317.82</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 2.86</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$MID" target="mondo"><strong>S&P Mid-Cap 400</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 934.56</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 1.52</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$NYA" target="mondo"><strong>NYSE Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 7,534.33</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 18.03</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$XAX" target="mondo"><strong>AMEX Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 2,227.38</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 1.45</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$TNX" target="mondo"><strong>10 Year Treasury Note</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 1.75</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 0.01</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$DWC" target="mondo"><strong>Wilshire 5000</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>13,783.51</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 23.74</strong></font></td></tr> <tr><form action="http://www.emerald.idmanagedsolutions.com/stocks/quote?symbol=" method="get" target="lower"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-1"> <br>[ <a style="text-decoration:none; 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font-family:Arial, Helvetica, sans-serif; font-size:10px;"> <p> 3900 EDISON LAKES PKWY - MISHAWAKA, IN 46545 - 574-273-5665 </p> </div> <p style="text-align:center; font-family:Arial, Helvetica, sans-serif; font-size:10px;">We are licensed to sell Insurance Products in the following states:<br /> Indiana, Michigan, Ohio.</p> <p style="text-align:center; font-family:Arial, Helvetica, sans-serif; font-size:10px;">We are registered to sell Securities in the following states:<br /> Indiana, Michigan, Ohio.</p> <p style="text-align:center; font-family:Arial, Helvetica, sans-serif; font-size:10px;"> Offering John Hancock insurance products.<br> Securities and Investment Advisory Services offered through Signator Investors, Inc.,<br> Member <a href="http://www.finra.org" target="_blank">FINRA</a>, <a href="http://www.sipc.org" target="_blank">SIPC</a>, a Registered Investment Advisor. </p> <p style="text-align:center; font-family:Arial, Helvetica, sans-serif; font-size:10px;"><a href="http://www.johnhancock.com/privacysecurity.html" target="_blank">Privacy Policy</a></p> </td></tr></table></div></body></html>